Student Loan Changes Leave Borrowers Confused

Sunday, March 16, 2025 at 8:00 PM

Many of the 43 million Americans with federal student loan debt are noticing alarming changes in their accounts. In the last few weeks, income-driven repayment plan applications have closed, and eligibility for public service loan forgiveness (PSLF) also appears to have changed. Some borrowers, like Jordan, have seen their monthly payments jump unexpectedly. "It’s been alarming, but I’ve tried to enter into zen mode. I’ll just move my money and I guess wait until they figure out how to garnish my wages," the teacher and father-of-two said. Income-driven repayment plans allowed borrowers to pay no more than a percentage of their income, and public service loan forgiveness programs forgive loans of government and nonprofit workers after 10 years of service and payments. (The Guardian)

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